I use my credit card to pay for almost everything. I do this ONLY because I pay off the balance in full each month. If I couldn't afford to pay the whole balance, I'd stop using it so much--interest fees aren't my cup of tea.
One perk of my credit card is that I earn cash back points for every dollar I spend. My card also has bonus earning opportunities each quarter. I can use those points to get credit on my statement, buy merchandise, or redeem them for gift cards. I'd ordered a couple of gift cards last year--like Lowe's and Red Lobster.
I'd been saving ALL my points this year. I decided to check out my points balance in November--I was able to get $290 worth of gift cards. Woohoo! I'm using these to buy gifts or to actually give as gifts.
So imagine my excitement when I received these in the mail. Talk about the best mail call ever!
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